Title
Commissioner of Internal Revenue vs. Philippine American Life and General Insurance Co.
Case
G.R. No. 175124
Decision Date
Sep 29, 2010
A taxpayer sought a refund for excess income tax credits but was denied by the Supreme Court, as the irrevocable carry-over option under Section 76 of the NIRC precluded a refund claim.

Case Summary (G.R. No. 120135)

Facts of the Case

On April 15, 1998, the Philippine American Life and General Insurance Company submitted its Annual Income Tax Return (ITR) to the Bureau of Internal Revenue (BIR) for the taxable year 1997, which disclosed a net loss of P165,701,508. Subsequently, on December 16, 1999, the company filed a claim for a refund of P9,326,979.35, representing overpaid and unapplied creditable withholding tax for the calendar year 1997. The claim was based on taxes withheld from rental income, real property income, and dividend income. After the BIR-Appellate Division did not act on the claim, the insurance company petitioned the Court of Tax Appeals (CTA) on December 23, 1999, regarding the refund amount.

Court of Tax Appeals Ruling

The CTA issued a decision on June 4, 2002, denying the insurance company’s claim primarily due to the lack of presentation of its 1998 ITR, which the CTA ruled inadmissible as evidence. The CTA noted that the claimed overpayment had been utilized against the tax liabilities for 1998 and 1999, rendering it ungrantable. A motion for reconsideration was denied on October 2, 2002, with the CTA reinforcing its stance that the overpayment had been carried forward and thus was not available for refund.

Court of Appeals Ruling

Upon appeal, the Court of Appeals issued a decision on June 26, 2006, reversing the CTA’s ruling. The appellate court held that the strict rules of evidence did not apply to the CTA’s proceedings and found that the respondent had adequately established its entitlement to the refund. It determined that the claimant's 1998 ITR indicated that the P9,326,979.35 had not been utilized for tax payment and was therefore eligible for a refund. The Commissioner of Internal Revenue filed a motion for reconsideration, which was denied on October 12, 2006.

Legal Issue

The central issue is whether the Philippine American Life and General Insurance Company can claim a refund for the excess income tax credit from the taxable year 1997 despite having opted to carry the excess credit forward to subsequent taxable years.

Supreme Court Ruling

The Supreme Court found merit in the petition filed by the Commissioner of Internal Revenue. The ruling tracked the provisions of Section 76 of the National Internal Revenue Code (NIRC) of 1997, which states that once a corporate taxpayer opts to carry over excess credits to subsequent taxable years, this choice is irrevocable. The Court reaffirmed that the finance option prohibits a taxpayer from claiming a re

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