Title
Commissioner of Internal Revenue vs. Michel J. Lhuillier Pawnshop Inc.
Case
G.R. No. 150947
Decision Date
Jul 15, 2003
CIR assessed Lhuillier Pawnshop a 5% lending investor's tax under invalid RMO/RMC; SC ruled pawnshops distinct, issuances void, no tax liability.

Case Summary (G.R. No. 150947)

Petitioner

Commissioner of Internal Revenue (CIR) seeks reversal of appellate rulings that invalidated RMO No. 15-91 and RMC No. 43-91 and cancelled Lhuillier’s deficiency assessment.

Respondent

Michel J. Lhuillier Pawnshop, Inc., a regulated pawnbroker under P.D. No. 114, which contends it is not a “lending investor” subject to Section 116 percentage tax.

Key Dates

• March 11, 1991: RMO No. 15-91 issued.
• May 27, 1991: RMC No. 43-91 issued.
• September 11, 1997: Assessment Notice for 1994 deficiency issued.
• October 3, 1997: Administrative protest filed.
• December 13, 2000: CTA decision cancelling assessment.
• November 20, 2001: CA affirmed CTA.
• July 15, 2003: Supreme Court decision.

Applicable Law

• 1987 Philippine Constitution (post-1990 decisions).
• National Internal Revenue Code (NIRC) of 1977 as amended by Executive Order No. 273.
• NIRC of 1986 (for definitional comparison).
• Presidential Decree No. 114 (Pawnshop Regulation Act).
• Revenue Memorandum Order No. 15-91 and Revenue Memorandum Circular No. 43-91.

Factual Background

The CIR classified pawnshops as “lending investors” under Section 116 of the 1977 NIRC, thereby subjecting them to a 5% percentage tax on gross income effective January 1, 1991. Lhuillier paid fixed annual taxes under P.D. 114 but refused to pay the new percentage tax. After issuance of an assessment for P3,360,335.11 (1994), Lhuillier protested administratively and elevated its protest to the CTA due to CIR inaction. The CTA and CA both held the administrative issuances invalid and cancelled the assessment.

Issue

Whether pawnshops are “lending investors” subject to the 5% percentage tax under Section 116 of the NIRC of 1977, as amended, and whether RMO No. 15-91 and RMC No. 43-91 are valid implementing rules.

Petitioner’s Contentions

• Section 116’s broad reference to “lending investors” encompasses pawnshops, as P.D. 114 defines pawnshops as lending money at interest.
• RMO No. 15-91 and RMC No. 43-91 are mere interpretations of existing tax law and thus valid without publication.
• Judicial precedent (Agencia Exquisite) supports the imposition of percentage tax on pawnshops.

Respondent’s Contentions

• Pawnshops and lending investors have distinct tax treatments under both the 1977 and 1986 Codes; pawnshops paid fixed annual taxes only.
• Administrative issuances imposing a new tax classification constitute impermissible taxation by implication and class legislation.
• RMO No. 15-91 and RMC No. 43-91 lack publication and notice, violating due process and rule-making requirements.
• Legislative attempts to amend Section 116 to include pawnshops (House Bill No. 11197) establish that pawnshops were not originally covered.

Validity of Administrative Issuances

The CIR’s power to promulgate rulings under Section 245 of the NIRC of 1977 is subject to consistency with the law. RMO No. 15-91 and RMC No. 43-91 effectively amend Section 116 by adding pawnshops, exceeding interpretative authority and imposing new burdens without legislative sanction or required notice, hearing, and publication.

Interpretation of “Lending Investors”

• Section 116 (1977 Code) lists only “dealers in securities” and “lending investors.” Pawnshops are not named.
• Section 157(u) of the 1986 Code defines “lending investors” broadly, but this definitional provision has no counterpart in the 1977 Code where Section 116 resides.
• Under expressio unius est exclusio alterius, omission of pawnshops from Section 116 implies exclusion.

Legislative Intent and Statutory Construction

Congress treated pawnshops and lending investors distinctly:
• Fixed annual taxes in Section 192(3)(dd) and (ff) (1977 Code) and Section 161(2)(dd) and (ff) (1986 Code) differentiate lending investors from pawnshops.
• House Bill No. 11197’s proposal to add pawnshops to Section 116 underscores legislative recognition that pawnshops were not covered.
• The Supreme Court must interpret tax statutes strictly in favor of taxpayers when doubt exists.

Repeal of Section 116 and Effect o

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