Title
City of Davao vs. ARC Investors, Inc.
Case
G.R. No. 249668
Decision Date
Jul 13, 2022
ARCII, a holding company, contested Davao's local business tax on dividends and interest income, arguing it's not a financial intermediary. SC ruled in favor, canceling the tax, as ARCII's income is passive and not subject to LBT.
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Case Summary (G.R. No. 249668)

Antecedents

ARCII is organized under Philippine law primarily for the purpose of acquiring and holding securities and other assets. In the year 2010, it reported earnings of P801,634,060.07, primarily gained through dividends from its shares in San Miguel Corporation and interests from money market placements. On January 20, 2014, ARCII received an assessment for local business taxes amounting to P4,381,431.90 based on its reported earnings for the third and fourth quarters of 2011.

Legal Contentions of ARCII

ARCII filed an administrative protest against the local tax assessment, asserting that such an assessment was erroneous and illegal. It argued that it is not classified as a financial institution under the Local Government Code, thus exempting it from the imposition of local business taxes. The corporation emphasized that its income from dividends and interests is incidental to its holdings and does not amount to engaging in business activity as defined by law. Additionally, ARCII cited tax law provisions exempting dividends from local taxation and referenced case law to support its position.

Ruling of the Regional Trial Court

The Regional Trial Court (RTC) denied ARCII's petition to review the local tax assessment, ruling that ARCII operated as a financial intermediary based on its Articles of Incorporation (AOI). The RTC categorized the corporation's income from dividends and interests as subject to local business tax.

Ruling of the Court of Tax Appeals

The CTA Division later reversed the RTC's ruling and annulled the local tax assessment, leading to a subsequent petition for review by the petitioners with the CTA En Banc. The CTA En Banc upheld the initial ruling of the CTA Division, determining that ARCII did not meet the criteria of a non-bank financial intermediary as it lacked the necessary authority from the Bangko Sentral ng Pilipinas and did not engage in regular quasibanking activities.

Core Issue

The central issue for determination was whether ARCII qualifies as a non-bank financial intermediary (NBFI) subject to local business taxes under the provisions stated in the Local Government Code.

The Court's Ruling

The Court concluded that ARCII did not qualify as an NBFI and therefore, was not subject to local business taxation by the City of Davao. The Court clarified that to be classified as engaging in a business that owed local business taxes, the corporation must be conducting regular trade or commercial activities with a profit motive, which was not the case for ARCII, as the activities presented were incidental and did not involve regular engagement as a financial institution.

Legislative and Regulatory Findings

The Court examined the relevant provisions of the Local Government Code and the National Internal Revenue Code which dictate the imposition of local business taxes on financial institutions and concluded that, since ARCII's operations as a

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