Title
Calilung vs. Paramount Insurance Corp.
Case
G.R. No. 195641
Decision Date
Jul 11, 2016
Calilung sought compounded interest on a final judgment debt from RPTSI and Paramount, but the Supreme Court upheld simple interest, citing immutability of judgments and the nature of the surety bond obligation.

Case Summary (G.R. No. 73913)

Issue and Judgment Execution

The core issue revolves around the calculation of interest on a monetary judgment resulting from a final and executory decision. The petitioner sought the recovery of compounded interest under Article 2212 of the Civil Code. The trial court determined that the judgment did not include compounded interest and rejected the petitioner's claim for such recovery during execution proceedings, prompting Calilung to appeal to higher courts.

Antecedents of the Case

In 1987, Calilung aimed to purchase shares from RPTSI but was only able to acquire a partial amount, leading to a loan arrangement through a promissory note for P718,750.00, with an interest rate of 14% per annum, guaranteed by Paramount Insurance. Following RPTSI's default on the promissory note, Calilung pursued legal action in the Regional Trial Court (RTC) to enforce payment.

Proceedings in Trial Court and Court of Appeals

The RTC ruled in Calilung's favor, ordering RPTSI and Paramount to pay the principal amount plus interest as specified. This decision was affirmed by the Court of Appeals, which rejected any claims regarding the alleged simulation of the promissory note by the respondents. Paramount's appeals were dismissed due to lack of factual basis contesting the validity of the promissory note.

RTC Orders on Interest Calculation

In the subsequent execution proceedings, the RTC issued a series of orders addressing the rate of interest. Initially, it ruled that only simple interest at 14% per annum from October 7, 1987, was applicable, as no mention of compounded interest existed in the original judgment. However, after reconsideration, the RTC appeared to allow for compounded interest based on the premise that the surety obligation evolved into a loan obligation upon default.

RTC Reversion to Original Stance

The RTC, through a later order, reverted to its initial position against compounded interest, emphasizing that the original judgment's finality precluded any alteration regarding the terms of interest. It ruled that any form of compounding would violate the principle of immutability of judgments, reiterating that the judgment did not stipulate compound interest on the awarded amount.

Legal Analysis on Interest

The Court ruled against the petitioner’s request for compounded interest, clarifying that only the 14% per annum interest as specified could be imposed. The judgment's terms must be adhered to without modification or deviation, reflecting the legal doctrine of imm

...continue reading

Analyze Cases Smarter, Faster
Jur helps you analyze cases smarter to comprehend faster—building context before diving into full texts.