Title
Supreme Court
BPI-Family Savings Bank, Inc. vs. Spouses Domingo
Case
G.R. No. 158676
Decision Date
Nov 27, 2006
BPI-FSB and Villa solidarily liable to Domingos for P650K due to failed sublease; Cruz liable to reimburse BPI-FSB/Villa for padlocking premises; no bad faith found.

Case Summary (G.R. No. 158676)

Applicable Law

The decision is based on the 1987 Philippine Constitution and the Civil Code of the Philippines, particularly Articles 1207 and 1311, which pertain to obligations, contracts, and solidary liability.

Factual Background

Julian Cruz, the lessor, leased a commercial property to Family Savings Bank (FSB) in 1976. After BPI acquired FSB, a new lease agreement was executed that included a clause allowing subleasing with the lessor's written consent. Despite not obtaining Cruz's written approval, BPI-FSB subleased the premises to Benjamin Villa. Villa ultimately decided to sell his business to Zenaida Domingo, prompting negotiations leading to a payment of P650,000. However, Cruz padlocked the premises, preventing the Domingos from taking possession. The Domingos subsequently filed a complaint in the Regional Trial Court (RTC) seeking the return of their payment.

Procedural History

The RTC ruled in favor of the Domingos, finding both BPI-FSB and Villa solidarily liable, ordering them to pay actual and moral damages, attorney's fees, and subsequently allowing Cruz to reimburse them. This decision was affirmed by the Court of Appeals (CA), and BPI-FSB sought relief from the Supreme Court on the grounds of improper liability.

Arguments of the Parties

BPI-FSB argued that it should not be held solidarily liable as it was not privy to the negotiation between Villa and the Domingos and did not receive any portions of the P650,000. Villa similarly contended that he should not be liable since he was not a party to the agreement between BPI-FSB and the Domingos. Both parties focused on the lack of direct involvement and knowledge of agreements as a basis for denying liability.

Court's Analysis

The Supreme Court held that BPI-FSB and Villa could not evade liability by denying privity because they both represented assurances to the Domingos regarding possession of the premises. Notably, the various agreements involved—original lease, sublease, and the sale of goodwill—were interconnected, warranting a holistic view of the obligations. The Court affirmed the lower courts’ findings that both BPI-FSB and Villa had joint responsibilities for the damages suffered by the Domingos.

Ruling on Moral and Exemplary Damages

The Court concluded that while both BPI-FSB and Villa were responsible for breac

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