Title
Bongcayao vs. Confederation of Sugar Producers Cooperatives
Case
G.R. No. 225438
Decision Date
Jan 20, 2021
VHB Biopro failed to deliver urea fertilizers to CONFED, breaching their agreement. CONFED claimed the Performance Bond; SC upheld CA's ruling, awarding P30M in damages for lost profits.

Case Summary (G.R. No. 225438)

Background of the Sales and Purchase Agreement

On October 16, 2007, CONFED signified its intent to purchase urea fertilizer from VHB Biopro. VHB Biopro’s willingness to supply was confirmed on October 29, 2007. The parties executed a Sales and Purchase Agreement on December 11, 2007.

Key Contractual Terms

– VHB Biopro to deliver 250,000 bags of urea agricultural grade fertilizer ex-pier at Bredco Port, Bacolod City.
– VHB to procure a P5,000,000 performance bond through PGAI within seven days of signing.
– CONFED to open an irrevocable transferrable domestic letter of credit (LC) within ten days after accepting the bond.
– Payment: 50% of shipment value upon presentation of specified documents; balance of 50% upon completion of delivery and final acceptance.

Performance Bond and Letter of Credit Procured

On December 26, 2007, VHB, through Prado, obtained the P5 million performance bond from PGAI, secured by a real estate mortgage. On January 14, 2008, CONFED opened LC No. BCD2008-01D for ₱177.5 million with Land Bank of the Philippines.

Breach and Claim on the Performance Bond

VHB Biopro failed to deliver the agreed fertilizer. CONFED, through its chairman, demanded bond payment. PGAI promptly paid CONFED ₱5 million, as evidenced by a release and quitclaim and official receipt dated April 2, 2008.

RTC Proceedings and Temporary Restraining Order

On March 17, 2008, VHB and Prado filed a complaint with TRO application before the Regional Trial Court (RTC), seeking nullification of the Sales and Purchase Agreement for alleged ambiguity and an injunction against PGAI’s bond foreclosure. The RTC granted a TRO on April 10, 2008, later dissolved on August 1, 2012.

RTC Decision

On March 11, 2014, the RTC ruled in favor of VHB Biopro and Prado, ordering CONFED to return ₱5 million to PGAI and PGAI to release the mortgaged security to Prado. The RTC dismissed all counterclaims.

Court of Appeals’ Reversal

On January 19, 2016, the Court of Appeals (CA) reversed the RTC: it dismissed the plaintiffs’ complaint for lack of merit, set aside orders for return of bond proceeds and security, granted CONFED’s claim for ₱30 million lost profits, and denied moral damages and attorney’s fees. PGAI’s counterclaims were also dismissed.

Issues Before the Supreme Court

Petitioners argued that the CA erred as a matter of law in reversing the RTC and, even assuming default, that awarding compensatory damages was unjust.

Contract Interpretation Principles

Under Rule 45, the Supreme Court’s review is limited to legal questions, except when factual findings of RTC and CA conflict. Clear and unambiguous contractual stipulations control; ambiguity is resolved by intrinsic evidence.

Clarity of the Sales and Purchase Agreement

The Court found the Agreement’s provisions on bond procurement, LC opening, delivery within 45 days post-LC, documentation, and payment terms unequivocal. No extrinsic assurances altered these obligations.

Default and Justification for Bond Claim

VHB Biopro failed to perform delivery despite receipt of the LC. In reciprocal contracts, performance obligations are simultaneous; VHB’s failure justified CONFED’s bond claim.

Nature and Function of the Letter of Credit

A letter of credit substitutes the issuing bank’s promise to pay for the buyer’s, assuring the seller-beneficiary payment upon strict compliance with documentary terms. Here, the LC assured VHB Biopro payment, yet no delivery was made.

Performance Bond as Surety

The performance bond functioned as a surety under Civil Code Article 2047. VHB’s default triggered PGAI’s liability, entitling it to pay and foreclose the mortgaged security and to reimbursement under the indemnity agreement.

Compensatory Dama

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