Title
Balus vs. Balus
Case
G.R. No. 168970
Decision Date
Jan 15, 2010
A property mortgaged by Rufo was foreclosed, transferred to a bank, and repurchased by respondents. Petitioner claimed co-ownership, but the Court ruled co-ownership ended with foreclosure; the Extrajudicial Settlement did not revive it.

Case Summary (G.R. No. 168970)

Petitioner

Celestino Balus contends that an Extrajudicial Settlement of Estate executed in 1989, allocating one-third of the property to each heir and containing an express intention to jointly redeem the land, created a binding contract preserving their co-ownership. He seeks enforcement of that agreement by reimbursing respondents for his one-third share.

Respondents

Saturnino Balus and Leonarda Balus Vda. de Calunod purchased the entire parcel from the bank in 1992 and secured Transfer Certificate of Title No. T-39,484. They filed for recovery of possession in 1995 when petitioner refused to vacate his alleged one-third.

Key Dates

• January 3, 1979 – Mortgage by Rufo Balus to Rural Bank of Maigo
• November 20, 1981 – Certificate of Sale on foreclosure
• January 25, 1984 – Definite Deed of Sale executed; new title in bank’s name
• October 10, 1989 – Extrajudicial Settlement of Estate among heirs
• October 12, 1992 – Deed of Sale from bank to respondents; issuance of TCT No. T-39,484
• June 27, 1995 – Complaint for Recovery of Possession filed by respondents
• February 7, 1997 – RTC decision enforcing petitioner’s right to redeem one-third share
• May 31, 2005 – CA decision reversing the RTC, ordering surrender to respondents
• January 15, 2010 – Supreme Court decision under review

Applicable Law

1987 Philippine Constitution; Civil Code Articles 1306 (freedom of contract), 1315 (effect of consent), 777 and 781 (inheritance); and jurisprudential rules on contract interpretation and partition.

Factual Background

Rufo Balus mortgaged a titled parcel in 1979, defaulted, and the property was foreclosed and sold to the bank. The bank’s title was perfected in January 1984—before Rufo’s death in July 1984—thus extinguishing his ownership. Unaware that foreclosure had vested full title in the bank, the heirs executed an Extrajudicial Settlement in 1989, purporting to divide the parcel into three equal shares and acknowledging an intention to redeem it. Respondents later repurchased the property from the bank in 1992, obtained a new title, and sought petitioner’s compliance with their ownership.

Procedural History

The RTC granted petitioner a right to enforce the Extrajudicial Settlement by reimbursing respondents for his one-third share and dismissed other claims. On appeal, the CA set aside that decision, ruling that foreclosure terminated co-ownership and precluded any subsequent joint redemption agreement. The Supreme Court granted petitioner’s Rule 45 petition to settle the conflict.

Issue

Did co-ownership among the heirs survive foreclosure, enabling petitioner to enforce the Extrajudicial Settlement as a contract to redeem and partition the property?

Court’s Analysis on Co-Ownership

The Court reaffirmed that foreclosure and issuance of a new title in 1984 transferred exclusive ownership to the bank, removing the property from Rufo’s estate at his death. Under Articles 777 and 781 of the Civil Code, successors inherit only assets existing at the decedent’s death. Since the bank already held

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