G.R. No. L-31845 - Great Pacific Life Assurance Co. vs. Court of Appeals

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G.R. No. L-31845: Great Pacific Life Assurance Co. vs. Court of Appeals

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Title Supreme Court: Great Pacific Life Assurance Co. vs. Court of Appeals

Case: G.R. No. L-31845

Decision Date: Apr 30, 1979

Ngo Hing applied for life insurance for his daughter, Helen Go, but the application was rejected. Helen died, and Ngo sought payment. The Supreme Court ruled no valid contract existed due to application rejection and Ngo's concealment of Helen's health, absolving the insurer of liability.

insurance contract

validity

deliberate concealment

Short 12 min

0.7x of typical case length

END