Title
Rogers vs. Smith, Bell and Co.
Case
G.R. No. 4347
Decision Date
Mar 9, 1908
Jose Rogers sued Smith, Bell & Co. over repayment of a 1876 loan, claiming gold repayment under 1903 law; court ruled for silver repayment as legal tender.
A

Case Digest (G.R. No. 4347)

Facts:

On February seventeenth, eighteen hundred and seventy-six, Jose Rogers (plaintiff and appellant) delivered to Smith, Bell & Co. (defendants and appellees) a written instrument dated in Manila, which stated: “The sum of pesos twelve thousand has been deposited with us, received from Mr. Jose Rogers, which sum we will pay on the last day of the six months after the presentation of this document, to the order of Mr. Jose Rogers,” and further provided that the sum “shall bear interest at the rate of eight per centum (8%) per annum from this date, February 17, 1876.” Upon delivery of the instrument, Smith, Bell & Co. also gave Rogers a letter addressed to him, stating that the firm had signed a receipt (quedan No. 1418) for twelve thousand dollars deposited in its hands at eight per cent interest, with interest payable to Rogers’s order every three months, either in Manila or in London, and that if Rogers wished to receive the deposit in London, payment would be made by Messrs. Smith, Wood & Co. there after two months’ notice and on presentation of the quedan. The parties treated the transaction as one where, when the document was delivered, twelve thousand pesos in silver were worth more than twelve thousand pesos in gold, while Rogers, in consideration for the execution of the document, delivered twelve thousand pesos in gold. Rogers subsequently removed to Barcelona and resided there. Smith, Bell & Co. remitted interest to Rogers every three months at eight per cent per annum until January thirtieth, eighteen hundred and eighty-eight, when it notified him that the interest would thereafter be reduced to six per cent; Rogers accepted the reduction, and interest was thereafter remitted until February tenth, nineteen hundred and four. During this period, the interest payments were remitted in silver; every three months, Smith, Bell & Co. took one hundred eighty pesos in silver, bought exchange on Barcelona or another European point, and converted it into pesetas, which Rogers received in silver without protest. On February tenth, nineteen hundred and four, Rogers wrote to call attention to the fact that, under the “new American law in force in the Philippines,” the gold standard had been introduced and that, because he had delivered money in gold coin in 1876, he was entitled to receive his interest in gold. In a letter dated December fifteenth, nineteen hundred and four, he expressly referred to the act of Congress of March 2, 1903 and subsequent proclamations relating to coinage. The issue before the court below was whether, upon these documents, Rogers was entitled to recover twelve thousand pesos or twenty-four thousand pesos. The court below ruled that he was entitled to recover only twelve thousand pesos, and, after the defendants deposited that amount in court, judgment was rendered for the defendants; Rogers appealed.

Issues:

Whether Rogers, having delivered twelve thousand pesos in gold in 1876 under the parties’ documents, was entitled under the act of Congress of March 2, 1903 to recover twelve thousand pesos or twenty-four thousand pesos (the latter representing payment in gold equivalent to the silver value).

Ruling:

  • (Subscriber-Only)

Ratio:

  • (Subscriber-Only)

Doctrine:

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