Title
Borlongan vs. Banco de Oro
Case
G.R. No. 217617
Decision Date
Apr 5, 2017
In 2012, Eliseo Borlongan discovered his Pasig property was auctioned due to BDO's case against Tancho Corp., impleading his wife Carmelita. Summons were improperly served, violating due process. Eliseo filed to annul the sale, arguing the debt didn’t benefit the family. The Supreme Court ruled in his favor, upholding his right to file a separate action and emphasizing proper summons service.

Case Digest (G.R. No. 217617)
Expanded Legal Reasoning Model

Facts:

  • Acquisition and Annotation of the Property
    • In 1976, Eliseo C. Borlongan, Jr. and spouse Carmelita acquired a parcel at No. 111 Sampaguita St., Valle Verde II, Pasig City (TCT No. 0421).
    • In 2012, they discovered an annotation that the property was subject to an execution sale in Civil Case No. 03-0713 pending before Makati RTC, Branch 134.
  • Proceedings Before Makati RTC (CC No. 03-0713)
    • In 2003, Banco de Oro (BDO) sued Tancho Corporation for sums due and impleaded Carmelita as surety.
    • July 2003: Sheriff’s return showed failed personal service at Fumakilla Compound (Tancho’s former office).
    • October 2003: RTC allowed service by publication.
    • August 2004: Ex parte writ of attachment issued, attaching the Sampaguita property.
    • February 2006: Attempted personal service at the property failed; BDO published alias summons in May 2006.
    • November 2007: RTC Decision held defendants liable for ₱32,543,856.33 plus interest and attorneys’ fees; published June 2008.
    • August 2008: Writ of Execution issued; October 2008: sheriff’s levy and attempted service of the writ of execution failed.
    • October 2009: Property sold at auction to BDO as highest bidder.
  • Subsequent Actions
    • January 2013: Eliseo filed annulment of surety agreements, attachment and sale (CC No. 73761) in Pasig RTC; case dismissed for lack of jurisdiction, then partly reinstated.
    • CA G.R. SP No. 133994 (2015): CA held Pasig RTC lacked jurisdiction; SC denied review (Rule 45).
    • Carmelita filed petition for annulment of judgment with TRO/WPI in CA G.R. SP No. 134664; TRO denied, elevated to SC G.R. No. 217617; petition denied.
    • January 2016: SC consolidated G.R. Nos. 217617 and 218540 for resolution.

Issues:

  • G.R. No. 217617
    • Did the CA err in refusing to issue a Temporary Restraining Order (TRO) and/or Writ of Preliminary Injunction (WPI) to halt BDO’s consolidation of ownership and possession of the subject property?
  • G.R. No. 218540
    • Does the Pasig RTC have jurisdiction to hear a separate action by the non-debtor husband (Eliseo) to annul the attachment and execution sale of their conjugal property ordered by Makati RTC against his wife?

Ruling:

  • (Subscriber-Only)

Ratio:

  • (Subscriber-Only)

Doctrine:

  • (Subscriber-Only)

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