Title
Ancheta vs. Cambay
Case
G.R. No. 204272
Decision Date
Jan 18, 2021
Vivian secured loans using a mortgaged property under Ancheta and Dionila's name. Default judgment was issued without proper summons. Ancheta sought annulment, citing lack of jurisdiction; SC ruled in her favor, remanding the case to CA.
A

Case Digest (G.R. No. 204272)

Facts:

Marylou R. Ancheta, in her and on behalf of her missing former common-law husband Ricardo Dionila, petitioned this Court after the Court of Appeals affirmed dismissal of her Petition for Annulment of Judgment in CA-G.R. SP No. 102517. On June 12, 2003, Vivian Ancheta obtained a loan of P25,000.00 from Mary Cambay with a Real Estate Mortgage over a parcel in Bayombong, Nueva Vizcaya, and on June 16, 2003 obtained an additional P25,000.00 evidenced by a promissory note; a Special Power of Attorney dated June 10, 2003 allegedly authorized Vivian to use the parcel, which was registered under the names of Ancheta and Dionila as TCT No. T-58527, as collateral. Alleging nonpayment, Cambay filed a Complaint for Judicial Foreclosure of Mortgage on August 30, 2004 before the Regional Trial Court, Branch 14 of Lagawe, Ifugao. Summons was served on Vivian but, according to Ancheta, no summons ever reached her or Dionila; the RTC granted Vivian an extension to file an answer but no answer was filed by any defendant, a pre-trial was set and later reset with a copy of the March 16, 2005 order allegedly received only by the defendants’ son, and after trial the RTC rendered a default judgment on August 31, 2005 ordering payment of P50,000.00 plus interest at twenty-four percent per annum from one year after June 16, 2003; the judgment became final and was entered on September 26, 2005. The Clerk of Court and ex officio Provincial Sheriff executed the judgment, and by an Absolute Deed of Sale dated May 22, 2007 the subject land was sold to Cambay, consolidation of title resulted in issuance of TCT No. T-145718 in her favor and cancellation of TCT No. T-58527. Ancheta filed a Petition for Relief from Judgment on August 14, 2006 which the RTC dismissed by Order dated October 17, 2006 for being filed beyond the reglementary period and for failure to allege facts showing fraud, accident, mistake or excusable negligence; she thereafter filed a Petition for Annulment of Judgment under Rule 47 with the Court of Appeals on February 29, 2008 alleging lack of jurisdiction over her person and that the SPA was forged, but the CA dismissed the petition on March 16, 2012 on the ground that she had already availed of a petition for relief and lost, denied reconsideration on October 18, 2012, and this petition for review on certiorari followed, culminating in the present decision dated January 18, 2021.

Issues:

Whether a named defendant in a judicial foreclosure case who was not served with summons may file a Petition for Annulment of Judgment which was rendered by default? Whether a prior resort to a Petition for Relief from Judgment, albeit erroneously availed of, bars a subsequent resort to the remedy of annulment of judgment when the ground asserted is lack of jurisdiction?

Ruling:

  • (Subscriber-Only)

Ratio:

  • (Subscriber-Only)

Doctrine:

  • (Subscriber-Only)

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