Title
Tax Exemption for Offshore Banking Units
Law
Republic Act No. 9294
Decision Date
Apr 28, 2004
Republic Act No. 9294 restores tax exemptions for Offshore Banking Units (OBUs) and Foreign Currency Deposit Units (FCDUs), amending the National Internal Revenue Code to exempt certain foreign currency transactions from income tax while imposing specific tax rates on interest income and profits from transactions with residents.

Law Summary

Amendments on Income Tax Rates and Scope for Corporations

  • Resident foreign corporations engaged in trade/business within the Philippines are subject to progressive corporate income tax rates:
    • 35% (general)
    • 34% from Jan 1, 1998
    • 33% from Jan 1, 1999
    • 32% from Jan 1, 2000 onwards
  • Option for resident foreign corporations to be taxed at 15% on gross income under specified conditions.
  • Minimum corporate income tax of 2% of gross income is imposed on resident foreign corporations.

Taxation of International Carriers

  • International air carriers pay 2.5% tax on gross Philippine billings, defined comprehensively regarding passenger tickets and flights originating in the Philippines.
  • International shipping companies pay 2.5% tax on gross revenue from passengers, cargo, and mail originating from the Philippines.

Tax Provisions Specific to Offshore Banking Units

  • OBUs authorized by the BSP enjoy exemption from all taxes on income from foreign currency transactions with certain entities except on specified net income subject to regular bank income tax.
  • Interest income from loans granted to residents (other than OBUs/local commercial banks) is subject to a 10% final tax.
  • Income of nonresident individuals or corporations from transactions with OBUs is exempt.

Tax on Branch Profits Remittances

  • A 15% tax is imposed on profits remitted by foreign corporation branches to their head offices.
  • This tax is based on total profits earmarked for remittance without deduction for tax components.
  • Certain incomes such as interest, dividends, rents, royalties, salaries etc. received by foreign corporations are excluded unless connected with their business in the Philippines.

Taxation of Regional or Area Headquarters

  • Regional or area headquarters defined under the law are exempt from income tax.
  • Regional operating headquarters must pay 10% income tax on taxable income.

Tax on Certain Incomes Received by Resident Foreign Corporations

  • Interest from deposits, deposit substitutes, trust funds, and royalties are subject to a 20% final tax.
  • Interest income from depository banks under the expanded foreign currency deposit system is subject to a reduced 7.5% final tax.
  • Income from foreign currency transactions with nonresidents and authorized entities is exempt except for specified net income under regular income tax.
  • Interest from foreign currency loans to residents other than authorized banks is taxed at 10% final tax.

Capital Gains Tax on Sale of Shares

  • A final tax is imposed on net capital gains from sale, barter, or exchange of shares of stock in domestic corporations (except those traded on the stock exchange):
    • 5% on gains not exceeding P100,000
    • 10% on gains exceeding P100,000

Intercorporate Dividends

  • Dividends received by resident foreign corporations from domestic corporations subject to tax are exempt from further tax.

Taxation of Nonresident Foreign Corporations

  • Nonresident foreign corporations not engaged in trade/business pay 32-35% tax on gross income from Philippine sources, decreasing from 35% in 1997 to 32% in 2000 onwards.
  • Specific tax rates apply to different categories:
    • Cinematographic film owners lessors/distributors: 25%
    • Owners/lessors of vessels chartered by Philippine nationals: 4.5%
    • Owners/lessors of aircraft, machinery, equipment: 7.5%

Final Withholding Taxes on Certain Incomes for Nonresident Foreign Corporations

  • 20% final withholding tax on interest from foreign loans contracted on/after August 1, 1996.
  • 15% final withholding tax on cash/property dividends from domestic corporations, subject to foreign tax credit equivalence conditions.
  • Capital gains tax on net gains from share sales not traded in the stock exchange applies at rates similar to resident corporations.

Separability Clause

  • If any part of the Act is declared unconstitutional or invalid, other unaffected provisions remain in full force and effect.

Repealing Clause

  • All inconsistent laws, decrees, orders, rules, regulations or parts thereof are repealed or modified accordingly.

Effectivity

  • The Act takes effect 15 days after its publication in the Official Gazette or two newspapers of general circulation.

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