QuestionsQuestions (Republic Act No. 10645)
RA 10645 aims to provide mandatory PhilHealth coverage for all senior citizens by amending Section 5(h)(2) of RA 7432, as amended by RA 9994 (the Expanded Senior Citizens Act of 2010).
RA 10645 amended Section 5, sub-paragraph h(2) of RA 7432, as amended by RA 9994. It added/strengthened the requirement that all senior citizens be covered by PhilHealth.
All senior citizens are required to be covered by PhilHealth under the national health insurance program.
The law mandates coverage for all senior citizens. It specifically addresses the enrollment of those not currently covered by any existing category, but the duty is universal for senior citizens.
Funds necessary to ensure enrollment of all senior citizens not currently covered shall be sourced from the National Health Insurance Fund of PhilHealth from proceeds of RA 10351, in accordance with relevant laws and regulations.
RA 10645 uses proceeds of RA 10351 as the funding source, specifically through the National Health Insurance Fund of PhilHealth, to enroll senior citizens who are not covered under any existing category.
It means PhilHealth coverage is required by law for all senior citizens; enrollment is not optional and must be ensured by the government.
It amends RA 7432 (as amended by RA 9994) by modifying the government assistance section to include mandatory PhilHealth coverage for all senior citizens.
The repealing clause states that all laws, decrees, executive orders, rules and regulations, or parts inconsistent with RA 10645 are repealed, amended, or modified accordingly. It ensures consistency with the new mandate.
It takes effect fifteen (15) days after its publication in the Official Gazette or in at least two (2) newspapers of general circulation.
It is a Republic Act enacted by the Philippine Congress and approved by the President on November 5, 2014.
PhilHealth (the national health insurance program) is the institution whose coverage is mandated for senior citizens.
This indicates the law’s coverage expands beyond existing PhilHealth enrollment groups, and it highlights budget sourcing to close remaining gaps in enrollment.
It recognizes that while RA 10645 provides the mandate and funding source, implementation must still comply with other applicable statutory and regulatory requirements governing PhilHealth funds and enrollment.
The act is described as a consolidation of Senate Bill No. 712 and House Bill No. 4593, reflecting its legislative origins before final passage by both chambers.
The conflicting rule or regulation (or part thereof) is repealed, amended, or modified in order to align with RA 10645.