Title
Parents-Teachers Association of St. Mathew Christian Academy vs. Metropolitan Bank and Trust Co.
Case
G.R. No. 176518
Decision Date
Mar 2, 2010
Spouses Ilagan defaulted on a loan, leading to foreclosure. SMCA, represented by PTA, teachers, and students, sought injunction against eviction, claiming third-party possession. Courts ruled SMCA was not a third party, affirming the writ of possession; proper remedy was a separate suit, not certiorari. SC upheld the decision.

Case Summary (G.R. No. 176518)

Factual Antecedents

In 2001, the Ilagan spouses secured a loan from MBTC, which was subsequently secured by a real estate mortgage on several parcels of land. After defaulting on the loan, MBTC conducted an extrajudicial foreclosure, resulting in a Certificate of Sale in its favor. During the redemption period, MBTC sought a Writ of Possession to gain control over the property. Facing eviction, St. Mathew Christian Academy, a party practically owned by the Ilagans, filed a Petition for Injunction against MBTC, which was denied by the trial court, asserting that the writ of possession is mandatory even during the redemption period.

Judicial Proceedings and Initial Rulings

After the issuance of a Writ of Possession, the PTA sought to intervene in the injunction proceedings, which was initially permitted but later reversed by the trial court. The court concluded that the PTA's intervention would not impact the implementation of the writ of possession, subsequently ordering the MBTC to take physical possession of the property.

Petition to the Court of Appeals

The PTA filed a Petition for Certiorari and Prohibition against the trial court’s order, which was dismissed for lack of merit by the Court of Appeals. The appellate court noted that the appropriate remedy for the PTA would have been to file a petition to set aside the foreclosure sale, rather than seeking a certiorari.

Issues Raised by Petitioners

In their petition, the PTA asserted several alleged errors by the Court of Appeals, including the failure to consider the merits of their claims, the appropriateness of certiorari as a remedy, the necessity of a prior motion for reconsideration, and the need for justice over technicality.

Court's Ruling

The Supreme Court ruled that the PTA was not a third party entitled to contest the writ of possession, as their claims of possession were inherently connected to their relationship with the school. The Court reaffirmed the ministerial nature of issuing a writ of possession under Act No. 3135, thus reiterating that the presence of a third party contesting the debtor's rights was a critical factor. However, the court found that the PTA members did not hold possessory rights adverse to MBTC or the Ilagans.

Examination of Certification and Due Process Claims

The Court dismissed the PTA's assertion that a lack of authority in certifying non-forum shopping rendered MBTC's application for the writ void, clarifying that such certifications were unnecessary for motions. Additionally, the Court upheld that due process was not violated, as the issuance of a writ of possession requires no prior trial or evidence presentation.

Compliance with Jurisdictional Procedures

The Court emphasized the necessity of adhering to the procedural laws under Act N

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